Pay Day (ep. 10) – double digits , baby!

Does it count as a celebration when I reach 10 pay day updates? I feel like it should. 10 Pay Day updates is 10 very deliberate steps towards paying off the dumb debt, 10 very deliberate days of planning for the future, 10 very intentional moves towards being in control of my finances.

10!!

I’m excited, can you tell? I think I can see the faint glimmer of light at the end of this particular dark tunnel. And while the light will be brief, as I dive into paying of the car next, even just a little sunshine can keep me going.

Total applied to LOC:        $750

Current LOC Balance:       $7,206.69  -totally flew by the $8000 numbers and dove into $7K(and change). I don’t know why, but this feels like a milestone to me.

Progress on LOC to date:  $7,333 – over half-way!

Car Loan:                               $15,662.64 -your turn is coming, car, don’t get comfy.

 

Pay Day (ep. 9)

Two days late, but not because of a lack of focus. With Canada Day on July 1st, both income and automated expenses were a little delayed – and I didn’t want to report on payments that weren’t yet showing in my bank account. I’m very wary of karma coming to bite me in the butt if I report on numbers not yet showing!

Total applied to LOC:        $1300

Current LOC Balance:       $7,956.69  -totally flew by the $8000 numbers and dove into $7K(and change). I don’t know why, but this feels like a milestone to me.

Progress on LOC to date:  $6583 – guys, I am THIS close to hitting the halfway mark on this stupid debt!!

Car Loan:                               $15,662.64 -I am so itching to change this number!

I’ll admit that my original plan was to throw $1500 at the line of credit. But, with a vacation planned this coming weekend (a relatively frugal weekend on the boat – camping, with water), I wanted a little more cushion just in case. The aim is to spend very little of the $200 cushion, and whatever remains on Tuesday morning when we get back will head directly to the LOC.

Sometimes, ice cream on holiday just has to become the major priority.