Pay Day 14. (the one where the balance is ZERO)

Yeah, you read that right. ZERO. Holy wow have I ever day-dreamed about this day, the riches I’ll have! The things I’ll be able to accomplish! The weight that will no longer be there!

The numbers:

Total applied to LOC:        $2929 – Not all in one shot, mind, but this amount has been            applied since Payday update 13.

Current LOC Balance:       $0 BABY!

Progress on LOC to date:  $14,607 – in the past, done, evicted.

Car Loan:                               $13,133.33 -Less than the debt paid so far, so we know that it can be tackled.

There’s a sense of momentary relief, of accomplishment…. and then a slight weight when I think about digging into the car debt.

It’s like when you’re running a series of hills, and think you’ve reached the top and only at the top do you see the next hill. You have to do it to get to the end, but you’re sure not excited about it.

What I have to recognize is that, coupled with the credit card date paid off in the first few months of this year, I’ve paid over $17,607 in debt this year. That’s a lot of hills climbed, right?!

Have I ever told you how where I live is the flattest area in Canada. No hills. So, I don’t like running  hills, and I’m not that good at it. But I do them anyways.

Same for paying off debt, I guess.

The next couple of months will be a challenge, if only to stay on budget during the run up to the Christmas season.  Slow and steady, I’ll get to the top of the hill and coast on the way down – it’s got to be easier on that side, right?

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